研究生 students may be offered two types of financial aid: grants 和贷款.
When creating the award 包, students are automatically considered for both grants 和贷款.
奖助金 被认为是礼物援助. 的 amount of gift aid a student can receive depends on their financial need, enrollment status, and various other factors. 如果一个学生 eligible for gift aid, it will be included as part of her/his financial aid award 包.
贷款 被认为是自助援助. Students who accept loans must agree to the repayment and enrollment status terms specified for the loan.
Students are automatically considered for all types of financial aid.
Student Financial Services will determine what aid students are eligible for and award 相应的. Regardless of the type of financial aid included in the award 包, the total amount of financial aid cannot exceed 学生's 成本 of Attendance (COA). 任何外部 resources (ex: outside scholarships, employer tuition reimbursement, and private/alternative educational loans) that a student receives must be included in the financial aid calculation.
沙巴体育app合作补助金
合格的程序: MBA, 地中海, MPH, Ed.D.
奖励金额: 每学时50美元
Students must meet all of the following requirements:
- work as a full-time, paid employee of a 康考迪亚大学 Employer Partner
- complete the Employer Partnership Program (EPP) Certification of Employment each year
基督教沙巴体育app者折扣
合格的程序: 地中海
For information on this discount contact your admissions counselor.
Students must meet all of the following requirements:
- currently be teaching at a private, Bible-based Christian K-12 school
- complete the Christian School Certification of Employment form each year
- 当前的学生 must maintain good standing and accumulative 3.0的绩点
教授予
合格的程序: 地中海 with a concentration in Advanced Literacy or Culturally Responsive Special Education
奖励金额: 每年最高4,000美元(根据入学情况) & 封存)
总限制: $8,000
Students must meet all of the following requirements:
- be a current teacher or if working on first teacher certification, must have a minimum 3.本科GPA 25
- agree to teach in a low-income school in a high-need field for four years after the student completes her/his graduate program (previous teaching experience will not 被认为是)
- complete the TEACH counseling and Agreement to Serve (ATS)
- 特别注意: If a student fails to meet or maintain all eligibility requirements for the TEACH 当然，沙巴体育app部会的 convert the 教授予 to a direct unsubsidized loan and will calculate the interest based on the date the 教授予 was disbursed to 学生.
联邦直接无补贴学生贷款
的 direct unsubsidized loan is not a need-based loan. 利息确实会随着时间的推移而增加 students are enrolled, during the six-month grace period and during repayment. 的 interest rate for loans disbursed on or After July 1, 2023, and Before July 1, 2024 is 7.05% and the lender is the Department of Education.
合格的程序: MBA, 地中海, MPH, Ed.D.
奖励金额: 每年不超过$20,500(不超过COA)
总限制: $138,500
Students must meet all of the following requirements:
- 是美国人.S. 公民或永久居民
- if 学生 is male, he must be registered with the Selective Service
- must not be in default on a federal student loan
- 必须不欠多付联邦补助金
- must not have reached or exceeded the annual or aggregate loan limits
- 以半日制注册
- complete Loan Entrance Counseling and the Master Promissory Note the first award year 你接受联邦直接学生贷款
- complete Loan Exit Counseling if student graduates, leaves college or drops below 半场招生
另类(私人)贷款
Alternative loans are administered and processed by private lending institutions (such
as banks, credit unions, and state-based or state-affiliated organizations, etc.)
用作沙巴体育app费用. 的se loans help bridge the gap between the financial
aid available from federal, state and/or institutional resources and the total cost
你的沙巴体育app. Alternative loans should be used for circumstances where you have
exhausted all other options in regards to financing your education.
Because these are non-federal loans, each lender sets its own eligibility criteria,
interest rates, processing fees, and repayment terms. 一般来说，学生必须见面
fairly high credit standards to qualify on their own, so many students will need a
信誉良好的担保人，以符合资格.
Selecting a lender is the most important choice you will make before you begin applying
申请替代贷款. 的 choice of lender is entirely yours so your selection
should be made after careful research of which lender suits your needs and offers
尽可能低的利率. Carefully compare all loan terms and conditions and read
all of the eligibility requirements for a loan before you apply in order to ensure
你符合标准. Call the lender if you have questions about which program might
be the best for you before you begin the application process.
康考迪亚大学 does not maintain a preferred lender list. 因此，我们
不能向学生推荐具体的贷款机构. 然而，我们确实认识到你
have many choices when considering a private loan, so we have provided a historical
listing of private lenders used by CTX students during the last three years at ELMSelect. Students may select any lender and are NOT restricted to the lenders shown on the
历史清单. Please note that a lender's inclusion in this list is not meant
as an endorsement by the university, nor is it meant to limit your selection of a
私人沙巴体育app贷款.
For additional information regarding Alternative 贷款, please review our 另类贷款刊物.